iabcodes

Terms and Conditions

1. INTRODUCTION

1.0.

iabconcept is a platform that provides users with convenient access to various everyday services such as phone airtime, data subscription, electricity bills, TV subscriptions, education service, quality insurance cover through third party merchants' services. iabconcept is operated and owned by iabcodesltd.

1.1.

These Terms and Conditions govern the use of this website and other websites developed by iabcodesltd, mobile applications, API, widget, and related services offered by iabcodesltd.

1.2.

By accessing or using this website and or any other services provided by iabcodesltd, you agree to be bound by these Terms and Conditions.

1.3.

If you disagree with any part of these Terms and Conditions, you may not use this website or any of our services.

2. AGE RESTRICTION/MINOR

2.0.

Our services are intended for use by individuals who are 18 years of age or older. If you are under the age of 18, you are not permitted to use our website and services.

3. LICENSE TO USE WEBSITE

3.0.

Unless otherwise stated, iabcodesltd owns the intellectual property rights in this website, other websites developed by iabcodesltd, all services offered by iabcodesltd and materials on the websites.

3.1.

Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

4. USER CONTENT

4.0.

Our service allows you to post content. You are responsible for the content that you post to the service, including its legality, reliability, and appropriateness.

4.1.

By posting content to the service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the service. You retain any and all of your rights to any content you submit, post, or display on or through the service, and you are responsible for protecting those rights.

5. ACCEPTABLE USE POLICY

5.0.

Our website may not be used for the following purposes:

a.

In any manner that is in breach of any domestic and international law or that is not permitted by any domestic or international law.

b.

In any fraudulent manner under any applicable law.

c.

To distribute viruses, malware, or any other harmful technologies.

d.

To undertake unsolicited advertising or to send spam.

e.

In any manner that interferes with its proper operation.

6. INDEMNITY

6.0.

You agree to indemnify, defend, and hold harmless iabconcept and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses arising out of or related to any breach of this agreement, negligence, willful misconduct, or violation of any applicable laws or regulations by you.

6.1.

This indemnity shall apply to both civil and criminal liabilities, and you shall be responsible for any judgments, settlements, or damages awarded against iabconcept due to the aforementioned claims.

6.2.

This indemnity clause shall be governed by and construed in accordance with the laws of Nigeria, and any disputes arising under or related to this clause shall be subject to the exclusive jurisdiction of the courts of Ibadan, Nigeria.

7. SECURITY AND UNAUTHORIZED USE

7.0.

You are responsible for all transactions conducted using your account and devices. It is your responsibility to keep your account and devices secure.

7.1.

All passwords must be kept secret. You are liable for all activities undertaken using your account. You are responsible for maintaining the confidentiality of all account information.

8.0 FAILED TRANSACTIONS AND REVERSALS

8.0.

In the event of a failed transaction, please contact iabconcept for resolution. Provide the necessary details for us to investigate and resolve the issue promptly.

9. DISCLAIMER

9.0.

Our website and services are provided "as is" without any express or implied warranties. iabconcept makes no warranty that our website and services will meet your requirements or be uninterrupted, timely, secure, or error-free.

10. LIMITATION OF LIABILITY

10.0.

iabconcept, its officers, and employees shall not be liable for any special, incidental, indirect, or consequential damages arising out of or in connection with the iabconcept website or services.

11. SEVERABILITY

11.0.

If any term or provision of this Terms and Conditions is determined to be illegal, unenforceable, or invalid in whole or in part for any reason, such illegal, unenforceable, or invalid provisions or part(s) of the same shall be stricken from this Terms and Conditions, and such provision shall not affect the legality, enforceability, or validity of the remainder of this Terms and Conditions, and the stricken provision shall be replaced, to the extent possible, with a legal, enforceable, and valid provision that is as similar in tenor to the stricken provision as is legally possible.

12. ENTIRE AGREEMENT

12.0.

These Terms and Conditions, together with iabconcept Privacy Policy, constitute the entire agreement between you and iabconcept regarding the use of this website.

13. ASSIGNMENT AND SUBCONTRACTING

13.0.

Neither iabconcept nor you shall assign any or all of its obligations under these Terms and Conditions to any third party without the prior written consent of the other party.

14. VARIATION

14.0.

iabconcept reserves the right to modify or replace these Terms and Conditions at any time without prior notice. By continuing to use this website, you agree to be bound by the revised terms.

15. DISPUTE RESOLUTION

15.0.

These Terms and Conditions shall be governed by the laws of Nigeria. Any disputes arising from or in connection with these Terms and Conditions shall be resolved through mutual discussion and, if necessary, arbitration in accordance with the laws of Nigeria.